One platform for every financial benefit obligation.

Support for PPO, HMO, HDHP, and EPO plan types with carrier EDI feeds, real-time eligibility verification, and dependent coverage tracking.

Full lifecycle management of Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), Dependent Care FSA, and Limited Purpose FSA — including contribution limits, IRS compliance, and year-end rollover rules.

Configure HRA, QSEHRA, and ICHRA plans with custom reimbursement rules, eligible expense categories, and automated substantiation workflows.

Automated qualifying event detection, election notice generation within IRS deadlines, premium billing, and coverage termination — fully documented for audit.

Full-time equivalent (FTE) tracking, minimum essential coverage (MEC) monitoring, affordability safe harbor calculations, and 1094-C/1095-C filing preparation.

Configurable enrollment windows, decision-support tools, dependent verification workflows, and carrier submission — all in one guided experience.

Full administration for 401(k) Traditional & Roth, 403(b), 457(b), SIMPLE IRA, SEP-IRA, and profit sharing plans — with contribution tracking, vesting schedules, and loan administration.

Automated ADP/ACP testing, top-heavy determination, and coverage testing for 401(k) and cafeteria plans — with corrective distribution workflows and IRS safe harbor analysis.

Automated data aggregation, schedule preparation (A, C, D, H, I, R, SB), and audit-ready documentation for annual DOL/IRS filings — reducing preparation time from weeks to hours.

Pre-built connections to Fidelity, Vanguard, T. Rowe Price, Empower, Transamerica, John Hancock, Principal, and Nationwide — with daily contribution feeds and participant data sync.

Investment committee documentation, fiduciary calendar, plan document vault, summary plan description (SPD) generation, and participant disclosure management.

Non-Qualified Deferred Compensation (NQDC) plan administration, Supplemental Executive Retirement Plans (SERP), and 409A compliance monitoring for top-hat plan participants.

Configurable employer-funded accounts for wellness, professional development, home office, childcare, and more — with custom eligible expense categories and IRS tax treatment rules.

Pre-tax transit and parking benefit administration under IRS Section 132 — including monthly contribution limits, transit pass ordering, and parking reimbursement workflows.

Incentive tracking for HIPAA-compliant wellness programs, biometric screening integration, activity-based rewards, and outcome-based program management.

Administration for voluntary benefits including critical illness, hospital indemnity, accident insurance, pet insurance, and legal services — with payroll deduction integration.

Section 127 educational assistance plan administration, student loan repayment benefit tracking, and tuition reimbursement workflows with approval chains.

Automated imputed income calculations for group term life insurance, domestic partner benefits, company cars, and other taxable fringe benefits — feeding directly into payroll.

A unified compliance calendar covering ERISA plan year deadlines, ACA reporting windows, COBRA notice requirements, Medicare Part D notices, and IRS contribution limit updates.

Automated carrier invoice reconciliation, premium payment tracking, and variance reporting — eliminating the manual spreadsheet work that leads to overpayments and audit findings.

Immutable audit logs for every benefit transaction, eligibility change, and administrative action — with exportable documentation packages for DOL audits and plan auditors.

Per-employee benefit cost reporting, plan utilization analysis, trend forecasting, and cost-per-head benchmarking against industry data — giving your CFO the numbers they need.

PHI access controls, business associate agreement (BAA) management, breach notification workflows, and security risk assessment documentation.

Build and schedule any report your board, auditors, or benefits committee needs — plan costs, enrollment trends, compliance status, or carrier performance — in minutes.